In 2025, Medicare Supplement (Medigap) plans continue to help millions of seniors cover healthcare costs that Original Medicare doesn’t pay for. Fortunately, several top providers now offer exclusive promo codes, enrollment incentives, and loyalty discounts, allowing eligible individuals to save significantly while securing comprehensive healthcare coverage. Below, we’ve gathered the latest promotions, buying tips, and real customer experiences to guide your decision-making.

Top Medicare Supplement Providers Offering Exclusive Savings

• Mutual of Omaha: Highly rated for customer satisfaction, Mutual of Omaha offers Medigap plans with stable premiums and enrollment bonuses. New enrollees may receive up to $850 off via loyalty credits and wellness program participation.
• AARP/UnitedHealthcare: Backed by UnitedHealthcare, AARP Medigap members benefit from strong nationwide doctor networks, household discounts, and frequent enrollment fee waivers worth up to $750.
• Humana: Known for its competitive Plan G and Plan N offerings, Humana offers limited-time enrollment credits and potential $700 savings through bundled dental/vision add-ons.
• Cigna: With strong Plan G pricing and multi-policy discounts, Cigna offers first-year premium credits up to $600 for eligible seniors who switch providers.
• Anthem Blue Cross Blue Shield: Anthem’s state-specific Medigap plans offer excellent chronic condition support, with loyalty savings programs delivering $500+ in premium relief for long-term members.

Latest Medicare Supplement Promo Codes & Discounts (2025)

Key Tips for Choosing the Best Medigap Promo Deals

• Compare plan types: Plans G and N remain the most popular in 2025. Review out-of-pocket limits and physician networks before enrolling.
• Check state-specific offers: Promo codes often vary based on your state regulations and provider availability.
• Stack discounts where possible: Household discounts, wellness program credits, and promo codes may stack for greater savings.
• Work with authorized agents: Licensed brokers often have access to unpublished discounts unavailable online.
• Review underwriting windows: Promo codes typically apply during initial enrollment or guaranteed issue periods.

What Customers Are Saying

"I enrolled with Mutual of Omaha and received an $850 loyalty credit, which really helped reduce my first year’s premium. The application process was straightforward, and customer service was excellent." — Carol M.

"Humana’s bundle option allowed me to combine dental and vision, saving around $700 total. I feel fully covered now, and the monthly premium is very manageable." — James T.

"Switching to Cigna not only lowered my rate but earned me a $600 switching bonus, making it worth the transition. So far, claims processing has been smooth." — Susan R.

Frequently Asked Questions (FAQ)

Are Medicare Supplement promo codes real and usable?

Yes. These offers are provided directly by insurers or through licensed agents during approved enrollment periods. Always verify eligibility and terms.

Do promo codes impact my Medigap coverage?

No. Promo codes adjust premiums or fees but don’t alter your core benefits, which remain regulated by CMS under Medigap standards.

Can I apply promo codes if I already have a Medigap plan?

In most cases, these discounts apply during new enrollment or plan switching periods. Existing members may qualify for loyalty rewards separately.

How much can I save using these offers?

Typical savings range from $500 to $850 depending on the provider, bundled policies, and loyalty program participation.

Are these discounts available in every state?

Not always. Some promo codes are state-specific based on underwriting rules and insurer licenses. Always check availability for your ZIP code.